We may collect, store and use the following kinds of personal data:
Information about your visits to and use of this website. Information about any transactions carried out between you and us on or in relation to this website, including information relating to any purchases you make of our goods or services. Information that you provide to us for the purpose of registering with us and/or subscribing to our website services and/or email notifications.
Information about website visits: We may collect information about you computer and your visits to this website such as your IP address, geographical location, browser type, referral source, length of visit and number of page views. We may use this information in the administration of this website, to improve the website's usability, and for marketing purposes.
We may send a cookie which may be stored on by your browser on your computer's hard drive. We may use the information we obtain from the cookie in the administration of this website, to improve the website's usability and for marketing purposes. We may also use that information to recognise your computer when you visit our website, and to personalise our website for you. Our advertisers may also send some cookies.
Most browsers allow you to refuse to accept cookies. (For example, in Internet Explorer you can refuse all cookie by clicking 'Tools', 'Internet Options', 'Privacy' and selecting 'Block all cookies' using the sliding selector.) This will, however, have a negative impact upon the usability of many websites including this one.
We may ask you to provide your personal information to us in order to enable us to provide a service to you or process any application or order you may make in relation to our products. We may collect this information from you over the telephone or via the website.
We may ask you for information such as your name, postal address, date of birth, gender and details of your employment history. income and expenditure, the names of any creditors and the amounts owed to those creditors, details of your credit and/or debit card if this is your chosen method of payment and any other information requested by us using the forms on our website. We may also keep a record of any correspondence if you contact us. and details of your transactions or orders with us.
This information will be used by us, or one of our appointed agents or subcontractors to:
Communicate with you on any matter relating to your application or order or the provision of a service and to verify the accuracy of the information you have provided to us.
Communicate with you on any matter relating to your application or to the conduct of your account.
Process payment for an order or service
Verify the accuracy of the information you have provided to us: and/or provide the goods and services in general.
We may also use aggregated information and statistics for the purposes of monitoring use of our website in order to help us develop and improve our website and our services and may provide such aggregate information to third parties. These statistics will not include information that can be used to identify any individual.
We may also wish to provide you with information about special features of our website, on any other service or products we think may be of interest to you or related information from third parties we think may be of interest to you.
From time to time we may provide your information to carefully selected third parties such as our business partners and suppliers, who may include insolvency practitioners, mortgage brokers and solicitors, whose products and services we believe may be of interest to you. If you do not wish us to disclose your information in this way please send an email to us at firstname.lastname@example.org and we will remove your details from the marketing file.
We, our agents and/or sub-contractors may contact you by post or telephone to ask not result in us disclosing your information to any third party and you will only receive this type of information by e-mail if you have either confirmed to us that you are happy to receive this type of information in this way and/or you have not informed us that you do not wish to receive it. If you would rather not receive this you for your information, please send an email to email@example.com
If you are in the European Union, information which you provide may be transferred to countries which do not have data protection laws equivalent to those in force in the European Union. You expressly agree to such transfers.
Security of your personal data: We will take reasonable precautions to prevent the loss, misuse or alteration of your personal information. Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
We will store all the personal information you provide on our secure servers. All electronic transactions you make to or receive from us will be encrypted using SSL technology.
You are responsible for keeping your password confidential. We will not ask you for your password.
Your rights: You may instruct us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £50.00).
You may instruct us not to process your personal data for marketing purposes. In practice, you will usually either expressly agree in advance to our use of your personal data for marketing purposes, or we will provide you with an opportunity to opt-out of the use of your personal data for marketing purposes. You can also instruct us not to use your personal data for marketing purposes by email (firstname.lastname@example.org)
Third party websites: The website contains links to other websites. We are not responsible for the privacy policies of third party websites.